Monday, 15 August 2016

Deeds

Finally - after 4 and a half months - we've received all the deeds and land registry stuff back from our solicitors. The hold up due to the Land Registry Office being really busy because of so many people buying and selling during March before stamp duty changed. It's fascinating to see old house deeds and just like Fareacre we have deeds going back to the nineteen-thirties. The odd thing is it seems that this bungalow was built in 1955 exactly the same at Fareacre, but using better quality building materials.
 We've got maps with all the field sizes before this huge estate was built bit by bit over 80 years and I guess still on going, as a house and bungalow down the road both sold off part of their garden to make room for a new bungalow just last year.
There is even an old Building Society Book to show where a mortgage was paid off in the 1970's.
 What did surprise me is we seem to be only the 3rd people to have owned the bungalow. The original owners had it built and then the lady lived on here after she was widowed until she died aged over 90 in 2011.

Now how things have changed - no more deeds with beautiful copperplate writing, tied with ribbon and sealed.............. just a piece of paper telling you your property purchase has been registered with the Land Registry.

  Looking through everything I came across the survey done for the people who were here before us and it mentions all the ceilings were covered by polystyrene tiles - Thank Heavens they were removed before we got here!

Back soon
Sue


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11 comments:

  1. Isn't it exciting?! It took six months for us to get the deeds and paperwork for here at Bronllan. I love seeing all the old information, too, and the fanastic parchment documents. We are NOT moving again unless tis out in a box!

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  2. I love to look through old deeds too, but we never got them when we finished paying for this house, only a bit of paper. We were told that the system had changed and deeds aren't sent out. It was a bit of an anti-climax, so instead of being excited that we'd paid the mortgage off it felt like a damp squid. Did you get your deeds automatically or did you have to apply for them? I'd be interested to know.

    Joan (Wales)

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    1. I think it depends on the age of the house and what was available from the people selling the house. Deeds became unnecessary from 1992/3 when they started the land registry on-line thing. I asked a solicitor where deeds should be kept - at home or at the solicitors or bank and he said you don't even need them at all!

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  3. I hope we get the proper deeds when our mortgage is finished........won't be long now-x-

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  4. Our solicitor has our deeds but she did say they're defunct these days. The most important thing is the land registry. We gave two payments left on our rental property and look forward to seeing what we get from the building society in October. I agree it's a shame we don't get to see these things anymore. We found out our current house was built in 1954 and we are the second family to live in it. Three houses were built on a plot of land two by one builder and one by another. I can't recall how much it cost at the time but probably a few hundred pounds.

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  5. Things like that make fascinating reading don't they Sue - all the more so because they are disappearing with the advance in technology.

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  6. The old deeds make such wonderful reading, the language used and the cursive script too, in some cases. I'd like to hope that the current Land Registry sees less ambiguity in who owns what on adjoining properties {been there, done that} but oh, what elegance we are losing to the new way.

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  7. When we bought our current home 28 years ago, the title deeds could not be found. After much angst, a copywas sent from the Land Registry in Edinburgh for theBuilding Society to hold until the mortgagewas cleared . Iwas delivering post to theelderly couple who owned the house before us ( and were too mean to pay for a post redirect) and mentioned the problem. The lady said to wait a moment and produced the original documents from 1963-eek! She had paid £3,300 cash so had always held the title deeds since new. I kept the originals and hopefully someday will pass them forward tothe next owner. Hope Col is doing fine. Catriona

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  8. We've got polystyrene tiles on the bedroom ceilings here....horrible aren't they? We'd love to remove them (our house was built in 1953) but fear parts of the ceilings would crumble and come down with them....the plasterwork here isn't very good.

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  9. Old documents are fascinating. My brother in law and sister in law bought their bungalow in 1957 when they married. It was brand new, and they have been the only owners and are still living in it. A home then wasn't a 'starter' home, it was what you bought (if you were able to) and then lived in until perhaps it was too small to raise a family, but they, sadly, didn't have children and so a 2-bed semi-det bungalow never became too small for their needs and they are still in it. If they had moved on, they've perhaps now be downsizing into something exactly like that they already have!
    Just for the record, we married in 1964 and our brand new bungalow, also a semi-det (but quite a large one) was £2,860. There was a detached close by, but it was just over £3,000 and we couldn't to to that amount! Our bungalow had no central heating, no double glazing, no garage. We added these things as and when we could. The kitchen had a sink, a L-shaped cupboard with Formica on top, and a point for the electric cooke (we got an Electric cooker, a Tricity, on HP which we paid for with our electric bill) and that was it. No carpets, no vinyl even on the kitchen or bathroom floors, just bare boards everywhere. But we loved it and lived there for 21 years (even adding on an extra bedroom in the 1970s.) It's funny to think that £2,860 wouldn't buy a decent 2nd hand car today, let along a bungalow! Yes, polystyrene tiles were put on many a ceiling in the late 1960s/early 1970s. My brother in law still has them on the ceiling in their sitting room.
    Margaret P

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  10. I'm sad that deeds are no longer saved. Ours are wonderful and have all sorts of pencil additions in the margins which makes the previous owners seem more real somehow.
    As Weaver of Grass says technology is wonderful (when it works) but can be frustrating and impersonal when it fails.
    Is Colin feeling any better or is he still feeling awful? I'm sure that the advances in technology for the treatment of cancers cannot be anything but marvellous in cases like his. Sue

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