Tuesday, 30 December 2014

What being debt free, organised and frugal means to us


Being frugal back in the 1980s gave us the choice of whether  I had to go back to work after having the children.
Being frugal gave us the choice to move house several times to end up here with  a home worth more than many others
Becoming  debt free a few years ago gave us the chance to save some money which in turn gave C the choice to change from full time employment to part time self employment.
Being frugal and debt free means we are able to choose what we do with our pennies.
Being frugal and organised is knowing there is always money put aside for bills and for all expenses and even for the unknown around the corner.


We don't have to fear the postman bringing a bill
We don't have to worry about what will happen if C has another heart attack and can't work
We never need worry about being cold or hungry
We know we can downsize when we need to, we don't have to worry about being able to manage here.


Despite having money to spare we are content living the way we do
We don't have to join in with consumerism
We don't feel the need to queue for the sales
We have hobbies that make us happy without costing a fortune
I'm happy with my blog and won't be adding lot's of ads and sponsorship.

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