Wednesday, 2 November 2016

No Spend November...........Well sort of

I'm doing my No Spend November challenge again this year. Last year it was because we had no produce to sell out the front on the stall and Colin was too poorly to work for other people - although at the time we didn't know what was wrong with him. So we started to live on savings and the income we had earned during the year from the campsite, selling eggs and produce and the car boot and yard sales.
This year we actually have more income than last year as we have the Employment Support Allowance of £109 a week until 31st December and a £10 Christmas bonus - WOW! But with the move approaching we will need as many pennies saved as possible

My idea of no spend isn't NO spend but rather limiting spending to paying bills, feeding us and the cat, diesel and Christmas stuff (because if I left present shopping until December it would throw me into a panic). Other than that I shouldn't open my purse.....that's the plan.To keep on track I shall list everything here for the world and his wife to ponder over!

I've also been thinking of ways to buy some presents without money......sounds good doesn't it.
I've got some Wyevale garden vouchers which I didn't use here - I could save them to use at the cottage,but the only things we will need are fruit trees etc and they are ridiculously expensive at Wyevale. so I could go  and see what I can find for pressies. Then if I spend £10 at The Grape Tree on dried fruit I will fill my savings card and that will make £10 to use for presents - chocs etc. The Morrisons saver card has provided me with a £5 voucher after yesterday main November shop - that will buy another present. Then we have about £25 left in the Pay Pal account after selling last years wedding clothes on eBay.....More presents.
 I need to make some more food gifts for the hampers for sisters and brothers in law. Cranberry chutney will be next and then mini Dundee cakes and I came across an idea for altering the tins of the cheats lemon Mamade by adding a tin of grapefruit to make it more interesting.
The makings for a different marmalade

  Therefore.......spent so far..............Direct Debits - Council Tax, 3 months Water and Sewer + Mobile phone + Charity = £200ish, Morrisons November main shop £66 (including Cats £12, things for making items for Christmas hampers and Christmas food gifts £10)

Total £266

On a completely different subject.............we were watching the lunchtime news on Tuesday when they were talking about the government putting more money into the fight against cyber-crime. The reporter said we are used to hearing about computer and phone hacking  but what about your kettle being hacked? I thought I'd heard wrong......kettle?? how on earth?. Of course I'm way out of date and apparently your kettle can be linked to your phone so you can switch it on so it's hot when you walk in the door. Good grief, whatever next. Just makes me want to run away to the woods and heat my kettle on a campfire!

Back Soon
Sue



49 comments:

  1. I like the sound of adding grapefruit to the Mamade...I've got a tin of both in the cupboard. Do you just chuck the grapefruit in with it? Sounds like you're all organised with the vouchers.

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    1. I'll put the photo of the recipe on the blog tomorrow,and I'll be making it tomorrow too so will let you know what it's like.

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    2. Hari ini saya ingin mengunkapkan tentang perjalanan hidup saya,karna masalah ekonomi saya selalu dililit hutang bahkan perusahaan yang dulunya saya pernah bagun kini semuanya akan disitah oleh pihak bank,saya sudah berusaha kesana kemari untuk mencari uang agar perusahaan saya tidak jadi disitah oleh pihak bank dan akhirnya saya nekat untuk mendatangi paranormal yang terkenal bahkan saya pernah mengikuti penggandaan uang dimaskanjeng dan itupun juga tidak ada hasil yang memuaskan dan saya hampir putus asa,,akhirnya ketidak segajaan saya mendengar cerita orang orang bahwa ada paranormal yang terkenal bisa mengeluarkan uang ghaib atau sejenisnya pesugihan putih yang namanya Mbah Rawa Gumpala,,,akhirnya saya mencoba menhubungi beliau dan alhamdulillah dengan senan hati beliau mau membantu saya untuk mengeluarkan pesugihan uang ghaibnya sebesar 10 M saya sangat bersyukur dan berterimakasih banyak kepada Mbah Rawa Gumpala berkat bantuannya semua masalah saya bisa teratasi dan semua hutang2 saya juga sudah pada lunas semua,,bagi anda yang ingin seperti saya dan ingin dibabtu sama Mbah silahkan hubungi 085 316 106 111 saya sengaja menulis pesan ini dan mempostin di semua tempat agar anda semua tau kalau ada paranormal yang bisah dipercaya dan bisa diandalkan,bagi teman teman yang menemukan situs ini tolong disebar luaskan agar orang orang juga bisa tau klau ada dukun sakti yg bisa membantuh mengatasi semua masalah anda1.untuk lebih lengkapnya buka saja blok Mbah karna didalam bloknya semuanya sudah dijelaskan PESUGIHAN DANA GHAIB TANPA TUMBAL

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  2. This lemon & grapefruit mix does sound a great idea. Thanks for that.

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  3. The Mamade marmalade in a tin is what I use. One of my old (in years) neighbours in Southampton used to add Whisky to his. I am about to try my hand at Pumpkin Marmalade, as Lidl have pumpkins at just 19p each now Halloween is over. I bought two.

    You are being very organized about Christmas. I agree with you about Wyevale's prices, though apparently they do have an end of season sale for the fruit trees when they become affordable. I think that's long gone though.

    I'm with you on electronic kettles. Off to the hills!

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    1. I've made pumpkin and orange jam in the past -not good - strange texture. Hope yours is better

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  4. The world's gone mad hasn't it!! Kettle hacking!! Smart phones eh! When my contract's up ( that I never really wanted) I'm going straight back to a trusty basic Nokia.

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    1. My mobile is a Nokia and although it gets titters when people see it I really don't care. It does exactly what I want it for in emergencies ie telephone and text. It's a pay-as-you-go, so there isn't a contract and I wouldn't swap it for any of the new smart phones. My kind of 'phone, simple and plain.

      Joan (Wales)

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    2. I'm pay as you go Nokia too - very ancient. We got a contract phone for Col when he was in hospital so he could phone and text as much as he needed to, but that's just a normal phone

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  5. Lemon and grapefruit sounds brilliant. Do you use the juice instead of some of the water? I've used Mamade (and the equivalent) for ages now, it's so good and so much simpler than from scratch.
    Good luck with the No-spend November. I'm trying to join you in that - I probably won't success but I will cut down, as I did last month, which can only be a good thing!
    J x

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  6. Kettles being linked to mobile phones? Absolutely madness...goodness how long does it actually take for a kettle to boil nowadays anyway, only about a minute. The world is going mad. I will join you at that campfire in the middle of nowhere ;-)

    A no spend month sounds like a good idea!

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  7. Technology is barmy! I heard on the radio about a fridge that has cameras on it so you can look on your phone what is in your fridge so you can do your online shop away from the house. Bonkers!!!!

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    1. hadn't heard that one - even sillier

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    2. Walking through a department store here in the U.S. a month ago, a salesman insisted on showing me the fridge with the camera. Ridiculous. It was $4,000 (£3,250) marked down from $6,000 (£4,900)!

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  8. As you can gather from my comment to Mrs LH above I am not into technology. I dread to think of the way things are going with it.
    People talk about 'simple' and the 'old ways' and I for one preferred those days before technology. Yes, I know there wouldn't be any computers, internet or blogs, but I'm sure I would find some other way to fill my time.

    Joan (Wales)

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    1. I think I'm at my limit of what I can be bothered to learn how to use.

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  9. I think we could all easily do no spend months when we see what we have around us, love the idea of the lemon and grapefruit marmalade. I am trying to run the cupboards down the next few months reading for next years challenge.

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    1. Some people seem to spend all their time buying yet more stuff! Mad

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  10. Agree totally with that last paragraph Sue.
    As to presents -I had a good idea today for one present as I was walking round the supermarket - one slightly luxury item each time I go round and then put them into a spare basket I have.

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  11. Mmm mini fruit cakes for gifts, what a good idea.
    What size tins do you use, I've only ever seen standard size tins in the shops.

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    1. I got my small tins from Lakeland many years ago - they call them Pork pie tins but just right for small cakes - loose bottom for getting them out easily

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  12. ooh, lemon and grapefruit, gorgeous.

    You are very organised. And very open about your spends.

    using the phone to switch on the kettle? Blimey, I'd not heard of that one. If people use it, that's their business, but I like the whole routine of making tea. Walking in, filling the kettle, and flicking the switch. Then you know you're home and a cup of tea is minutes away!

    Good luck with the No Spend x

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    1. Too much technology for me to keep up with now I'm getting old!!

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  13. Gosh I wish I could keep my budget down at those kind of levels

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  14. It is quite frightening that our appliances can be hacked, but to what advantage? In ten years time we won't even be giving it a second thought I don't suppose, in the same way that ten years ago I never would have dreamed of this virtual world we have being so much a part of daily life. At least I'm having a good sleep over on my latest blog ~ lol!

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    1. I couldn't understand why someone would hack a kettle either - all sounds a bit crazy. i'm glad you found a cure for insomnia. Couldn't wear socks in bed but I love a hot water bottle with furry cover for my feet now the weather has turned chillier.

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  15. I'll be right behind you in your flight to the woods. The world has gone mad-x-

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  16. I think I will join you with your campfire in the woods. X

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  17. We listed all our spending for 3 months earlier this year, which highlighted where we could cut back, it was a good excise, hubby learnt a lot about his spending.

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    1. I keep a record every month and I know any over spending is my fault ( books!)

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  18. We have a huge problem with obesity in this country a problem that looks set to break the NHS yet they continue to invent labour saving devices. We really need to move more or eat less!!

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    1. and everything now uses more electricity too

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  19. Managed to motivate myself to finish picking apples today , but this week has been stranger and stranger as the week goes on

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  20. There was something on radio 4 the other afternoon about 'smart' locks, where a Bluetooth connection to your phone automatically operates your door lock. A techno-geek tried it out, thinking he'd love it... it failed once and unlocked itself, after that he couldn't sleep because he couldn't trust it to stay locked so ended up using a chain lock as well!! I have a special controller for my kettle: he's my husband!

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    1. and I've got my dishwasher back again....and he doesn't use any technology!

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  21. For the past few years I have bought fruit trees and bushes from Aldi and they have been very good indeed @ £4 and £5 for trees and a lot less for bushes. Regarding the kettle I sympathise with the need for a cup of tea as soon as I get in. I have a great technique to cope with this "need" I turn on the kettle as I walk into the kitchen and find that it has boiled by the time I have taken my coat off, put my slippers on and taken a cup out of the cupboard.

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  22. Campfire wins...I'm coming to you! x

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  23. Your idea of a no spend month sounds a great deal like mine. I try to keep my purse closed and count the days I don't spend.

    God bless.

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  24. Your campfire idea sounds grand! I'll bring tea and cookies and you can put the kettle on! I like your idea of finding ways to buy Christmas gifts. I've been able to find some clearance sale tshirts, $5 each, one for son and husband each! Sports team memoribilia...$5.00 each...5 items to divide up. Also have items to make that people like to eat is always fun. Just have to find the time to do it! Happy weekend!

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  25. I need a no spend November but it'll have to wait till next November! I'm planning on blitzing the Xmas shopping online. I just have to write my list and allocate prezzies. It's the thinking what to get that does m head in

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  26. I am sure you are well on top of this Sue, but if Col's ESA is ending because that was what he was initially awarded it doesn't mean that you will not continue to get more, check on this, if it was awarded as contribution based ESA and this is ending see if he qualifies for income based ESA - as he has no income! - if it is because he reaches state pension age - sorry can't remember how old he is! - then that is a different issue, but again check benefits, also make sure that he is getting/still getting the correct rate of DLA - the macmillan nurses should be able to help with this or the CAB, I know that I am a bit of a hobby horse, but I think it is important that people know that they can and should at least look into claiming these things when they cannot work because of circumstances such as Col's. Hope you don't think I am an interfering busy body, it is just that I used to do this sort of thing for a job and hate to see anyone not getting what they should because of an arbitrary date on a piece of paper! Please accept my apologies if I am interfering! Hope all is well. xx

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